When you can enroll in Medicare, and what missing a deadline costs
Most people get Medicare at 65 during a seven-month initial enrollment window, and signing up late for Part B adds a permanent 10 percent penalty per year.
What is Login.gov, and why do some government websites require it?
A look at the federal sign-in system used by USAJOBS, Global Entry, and other agencies, and what auditors have found about how it's run.
How government benefit-finder tools match you to programs
Answer a short questionnaire about your life situation and the government's benefit finder returns a list of programs you may qualify for — here is how that matching works and what it does not do.
Affairs
How federal rulemaking works, and how to comment on a proposed rule
Most federal regulations must be proposed in public, opened to written comment from anyone, and justified in writing before they take effect. Here is the sequence, the deadlines, and what makes a comment worth reading.
What county governments actually do
Counties run elections, courts, jails, roads, and property assessment for about 3,000 local jurisdictions — the layer of government most Americans interact with without noticing it.
How Stafford Act emergency and disaster declarations work
Federal disaster help starts with a governor's request: the Stafford Act lets the president issue two kinds of declarations, and which one lands determines what assistance survivors and governments can get.
What municipal bonds pay for, and who repays them
Schools, water plants, and fire stations are built on borrowed money: municipal bonds fund local construction, and the repayment source — taxes or user fees — is written into the bond's name.
How interstate compacts let states govern together
A compact is a binding contract between states, approved by Congress, that creates shared agencies for problems no single state can solve — rivers, ports, prisons, and driver records.
How federal hiring works through USAJobs
Every competitive-service federal job starts with an announcement on USAJobs, a questionnaire that decides your rank among applicants, and a certificate of eligible candidates the hiring manager must work from.
Accountability
How federal inspectors general work, and what happens to their findings
Inspectors general audit and investigate their own agencies, then report to both the agency head and Congress on a schedule set by statute. Here is the mechanism, the deadlines, and where to read the reports yourself.
The pandemic relief ledger, as the oversight bodies close their books
SBA's inspector general estimated more than $200 billion in potentially fraudulent pandemic business loans, while across the government investigators logged over $57 billion in monetary findings.
Auditors to FAA: the air traffic upgrade is moving, but not fast enough
GAO's 2025 reviews found the FAA has 64 projects under way to replace unsustainable air traffic systems — while the controller workforce remains below its 2015 level.
The government's oldest computers are still waiting for replacement
A 2025 GAO report found that of 10 critical legacy IT systems flagged in 2019, only three had been modernized — and most agencies still lack funded plans for the rest.
Policy News
Social Security checks rise 2.8 percent in January 2026: what the COLA actually changes
The 2.8 percent cost-of-living adjustment announced in October 2025 raises the average retired-worker benefit by about $49 a month starting with January payments.
How Social Security's cost-of-living adjustment works, and what the 2.8% increase means for 2026
Social Security's annual raise is a formula, not a vote in Congress. Here is how the calculation works and what it means for the benefit increase that took effect in January 2026.
How Social Security's cost-of-living adjustment is calculated
Social Security's cost-of-living adjustment (COLA) is 2.
Medicare telehealth flexibilities now run through 2027. Here is what the February law changed
The Consolidated Appropriations Act, 2026, signed Feb. 3, 2026, extended the pandemic-era Medicare telehealth flexibilities through Dec. 31, 2027, ending more than a year of short-term cliff extensions that began with the November 2025 shutdown deal.
Government News
How the SBA's 7(a) loan program works, and what changed in July 2026
The federal government doesn't lend small businesses money directly — it guarantees part of the loan a bank makes. Here's how that guarantee works, and how a July 2026 rule change raised how much a business can borrow.
TSP savers got Roth conversions and higher limits in 2026, plus a mandatory Roth catch-up rule
The Thrift Savings Plan added in-plan Roth conversions in January 2026, raised the elective deferral limit to $24,500, and now requires high earners to make all catch-up contributions as Roth under SECURE 2.0.
NHTSA's 2026 docket: faster exemptions for driverless vehicles and a proposed rewrite of fuel economy rules
Two actions define the agency's recent record: a streamlined exemption process for automated vehicles that produced the first-ever demonstration exemption in August 2025, and a December 2025 proposal to reset fuel economy standards for model years 2022 through 2031.
SBA cuts upfront loan fees for small manufacturers in fiscal 2026 while other borrowers pay new rates
Fees for SBA's 7(a) and 504 loan programs were restructured for the federal fiscal year that began October 1, 2025, with the agency waiving upfront guarantee fees for qualifying small manufacturers through September 30, 2026.